Home Owners Legal Rights provides these educational resources to help homeowners better understand property records, foreclosure-related documentation, mortgage trusts, and the lasting effects of the 2007-2008 financial crisis.

The materials below are intended to encourage informed questions, careful review of public records, and meaningful civic engagement. They are not legal advice, legal findings, or a determination of wrongdoing in any individual matter.

Featured publications

Deed Fraud Is a Crime

An AI-assisted three-part discussion of deed fraud, title theft, and mortgage-foreclosure practices. The series explores forged or misleading land records, questions of institutional and government accountability, and mortgage-modification programs and their effect on homeowners and property rights

A Conversation with A-I Regarding Bank of New York Mellon as Trustee

An AI-assisted discussion of mortgage-backed-security trusts, trustee responsibilities, loan documentation, foreclosure questions, and issues arising from the financial crisis.

Financial Crimes Against Humanity: What Created the 2007/08 Financial Crisis

An AI-assisted discussion of the financial crisis, mortgage-backed securities, federal liquidity programs, regulatory oversight, and the continuing impact on American homeowners.

Important reader notice

These publications contain AI-generated responses and discuss historical events, institutions, laws, and public-policy questions. They are provided for educational discussion only. References, interpretations, and factual assertions should be independently verified using primary sources and the law applicable to the reader’s state and circumstances.